Three Reasons to Hire a Licensed and Insured Electrician

Hiring an electrician can be a frustrating and expensive process, but hiring the right person for the job can save you money and trouble in the long run.

When choosing an electrician to come out to work on your house, no matter how small the project, being licensed and insured should be a requirement.

You might be wondering why hiring an insured electrician is so important

Here are a few reasons:


First and foremost, your safety is of the utmost importance. A properly licensed and insured electrician is more likely to do the job correctly, reducing the risk of injury to you or anyone else.

Death or injury by electric shock due to an improperly wired outlet, switch, or other mishap is a very real danger.

To avoid this sort of accident, you are better off hiring a reputable, licensed, and insured electrician.

If an electrician has a good reputation and carries the appropriate licensing and insurance, he or she is much likely to perform good work and leave no loose ends, which means your home and the people in it are likely in good hands.


​If an electrician is licensed and insured they are more likely to actually have the experience and know how to fix all manner of electrical issues. Think of it like a screening process or necessary resume detail.

It’s not that someone can’t be a talented electrician without  being licensed and insured, it’s just that a licensed and insured reputable electrician is very unlikely to be very unskilled or a phony.

It is highly unlikely that a shoddy repairman trying to pass himself off as an experienced electrician is going to go through the trouble of obtaining a fake license and proof of insurance, but it doesn’t hurt to call and verify that they have valid coverage for the task being done.


If an accident occurs, you want to be covered for any damages. In the worst possible scenario, if some terrible accident occurred at the hands of an uninsured electrician, you could be responsible for the damages to your home and whatever medical bills are incurred by anyone involved in the accident. This includes any damage or injury that the electrician suffers as well. Yes, you could be responsible for someone else’s mistake if the electrician is not properly insured.

A properly licensed and insured electrician is required to have a certain level of liability insurance coverage depending on the extent of the job. That way, if an accident does occur, both you and the electrician are covered.

Hiring a reputable electrician who is licensed and insured might cost more than a handyman that you found on Craigslist, but in the end the extra expense is worth it. With any luck no accidents will occur and your project will be done quickly and without incident, but in the event that something does go wrong, you want to know that you and your family are covered

Latest Comments
  1. Derek Dewitt

    My wife and I need to hire an electrician to wire up some new lights in our basement, so thanks for sharing this. I like your point about choosing someone that is insured. I’ll be sure to ask about this so I’m not liable for any injuries or accidents.

    • T.B.Electrician

      Thanks for the comment and goodluck with your project!

  2. Tiffany Locke

    It’s great that this article explains how a licensed and insured electrician is more likely to do the job correctly, keeping everyone safe. When choosing one, you’d probably want to research local professionals by getting referrals from people you know and looking online. If you look online, it could give you the chance to read reviews and check out their website so you can make sure they’re licensed and insured as well as check out the services they offer to see if it’s what you need.

    • T.B.Electrician

      Great point Tiffany! I am working on a hiring guide that will be posted soon. Thanks for the comment

  3. Hudson

    Wonderful post! Maintaining electrical safety at home or workplace is very important to ignore fire accidents. Information stated in points with headings is easy to read and understand. Keep sharing!

  4. Olivia Pearson

    I really like how you said that hiring a professional for electrical repairs is beneficial because it protects you against death or injury by electric shock. My husband and I are needing some work done in our living room because the lights flicker on and off and we’re not sure why. We’ll have to find a professional electrician service that has the skills and knowledge of safety procedures so we can be sure that no one will be hurt by electrical shock in as our lighting is fixed. Thanks!

  5. REED Group Services

    I couldn’t agree more with your three reasons! When it comes to electrical wiring, it is best to hire a licensed and insured electrician. I agree, hiring a reputable electrician might cost you more than a handyman, but it’s the worth the investment. Licensed electricians have undergone proper electrical education and training to ensure they conduct their jobs efficiently and safely. Great points!

  6. Mike Sanders

    I like what you said about licensed electricians being more likely to have the experience necessary to fix your issues. My sister has been telling me about how her basement lights have been flickering recently. I’ll share this information with her so that she can look into her options for electricians who can help her fix this.